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Matthew Rayman

Chad Piunti

Loan Officer
Primary Residential Mortgage
Office – 410.844.4603
Cell – 410.487.4159
Email – chad.piunti@primeres.com

Over the last 13 years, I’ve partnered with Realtors/CPA’s/Attorneys/Financial Advisers across the state of Maryland to provide the highest quality mortgage financing and consultation for their clients for both purchase and refinancing. I Provide a comprehensive education of the mortgage process and assistance to helping my buyers build the right budget for their new home purchase. My primary goal is to ensure that my buyers are properly educated and make smart financial decisions on their single largest investment. The average American will be involved in at least 7 mortgage transactions in their lifetime. My goal is to become a trusted adviser for my clients and business partners that they can turn to again and again for sound financial and mortgage advice.

Specialties: A trusted adviser for my Realtor partners and their buyers and sellers to help make their dreams of home ownership a reality.

First Time Buyer Specialist
FHA and VA Home Loans
Conventional Financing
Jumbo Financing
Move Up Financing

Let me help you with one of the biggest financial decisions of your life! – Chad

Matthew Rayman

Jeff Gunther

Loan Officer
Primary Residential Mortgage
Office – 410.844.4602
Cell – 410.340.9787
Email – jeff.gunther@primeres.com

Over the last 15 years, I’ve partnered with Realtors/CPA’s/Attorneys/Financial Advisers across the state of Maryland to provide the highest quality mortgage financing and consultation for their clients for both purchase and refinancing. Provide a comprehensive education of the mortgage process and assistance to helping my buyers build the right budget for their new home purchase. My primary goal to ensure that my buyers are properly educated and make smart financial decisions on their single largest investment. The average American will be involved in at least 7 mortgage transactions in their life time. My goal is to become a trusted advisor for my clients and business partners that they can turn to again and again for sound financial and mortgage advice.

George Kuda

George Kuda

Loan Officer
Primary Residential Mortgage
Office – 410.844.4604
Cell – 443.829.0146
Email – gkuda@primeres.com

Over the last 15 years, George has partnered with Realtors/CPA’s/Attorneys/Financial Advisers across the state of Maryland to provide the highest quality mortgage financing and consultation for their clients for both purchase and refinancing.

He provides a comprehensive education of the mortgage process and assistance to helping buyers build the right budget for their new home purchase. His primary goal to ensure that my buyers are properly educated and make smart financial decisions on their single largest investment. As a trusted adviser for his Realtor partners and their buyers, George specializes in First Time Home Buyers, FHA/VA loans and renovation financing.

Debbie Keyes

Debbie Keyes

Loan Officer
Primary Residential Mortgage
Office – 443.977.4003
Cell – 410.409.8664
Email – dkeyes@primeres.com

Debbie has been in the mortgage business since 1987, experiencing all aspects of the business. Being an underwriter and branch manager for 26 years has taught her compassion for people. Buying a home is one of the greatest purchases a person can buy so placing clients in the right program is important to her. Debbie has built her business with integrity and great customer service.

Debbie enjoys time with family and is a huge football fan.

Alex Thomas

Alex Thomas

Loan Officer
Primary Residential Mortgage
Office – 443.977.4003
Cell – 443.326.8970
Email – althomas@primeres.com

With over 7 years of experience in the financial industry in the Baltimore area, Alex brings a well-rounded level of expertise to the table for his clients.

While he prides himself in working with first time home buyers and VA-eligible clients, Alex also has experience with jumbo loans, home loans for real estate investors, conventional conforming, FHA, and USDA financing. Whether this is your first home, your vacation home, or an investment transaction, he will explore all of your financing options and make appropriate recommendations based off of your needs.

Home buyer education is one of Alex’s strong points, so you may run in to him at a local home buying seminar. For realtors, builders, and clients alike, honesty, integrity, and maintaining open lines of communication are paramount to his business model, which has led to multiple repeat customers and hundreds of referrals.

Alex was born and raised in Towson and graduated from Calvert Hall in 2004. He attended Washington College and earned a Bachelor’s degree in 2008. He recently moved to Cockeysville with his girlfriend and their dog after living in Fells Point for several years. In his spare time, Alex coaches Age Group swimming for Cardinal and Gold Aquatics, which is a USA Swimming club based out of Calvert Hall.

Eric Sinar

Eric Sinar

Loan Officer
Primary Residential Mortgage
Office – 443.977.4003
Cell – 410.382.1502
Email – esinar@primeres.com

Eric Sinar is a fifteen year veteran in the mortgage industry. He began his career working for a national title firm and then transitioned to originating loans. Eric is well versed in all facets of mortgage banking. He specializes in First Time Home Buying, FHA, VA, and Jumbo loans.

Through a tough and complicated market, Eric Sinar weathered the storm of the mortgage crisis by opening a branch with his business partner in 2010. This venture has allowed Eric to run their operation in the best interest of the clients he serves. Having the ability to make executive decisions for the benefit of the client is imperative to giving the customer service his clients have become accustomed too. No value can be placed on what that means for a client that any other lender would simply turn away.
Eric has closed hundreds of loans over the years and prides himself in the customer experience. He understands the mortgage process and the workload it demands. He uses his knowledge and experience to hold the hands of all his clients from application to close.

Eric is a Maryland native and resides in Bel Air, Maryland with his four children. When he’s not busy helping clients, Eric enjoys spending time with his family & friends, playing lacrosse, and anything outdoors.

Contact Eric Sinar today to get your experience started.

Jonathan Wald

Jonathan Wald

Branch Manager
Primary Residential Mortgage
Office – 443.977.4003
Cell – 914.629.1278
Email – jwald@primeres.com | www.jonwald.net

Whether FHA, CDA, VA, USDA, 203(k), conventional conforming, or jumbo, Jon is well versed in every loan option—and can provide counsel on the advantages and disadvantages of each of them. He has been a preferred lender with Live Baltimore Home Center for seven years, and offers buyers extensive knowledge of the various grant programs available in Baltimore City. With his vast understanding of the mortgage process, he not only educates buyers about the complexity of purchasing a property, but also teaches renovation financing accredited by the state of Maryland to realtors and homeowners alike.

Over the course of his career, Jon has personally closed over 300 million dollars in loans, and couldn’t feel happier about helping thousands of individuals and families buy homes where they will create memories that will last a lifetime. It’s no wonder that the majority of Jon’s past clients refer their friends and family members to him. He prides himself on maintaining honest, straightforward relationships with his customers and colleagues, making sure he is always accessible with an open line of communication throughout each transaction.

Originally from Brooklyn, New York, Jon moved to Maryland to attend college, where he earned his degree in Business Management from Towson University. He enjoyed city living in Federal Hill and Canton, and now resides in Lutherville with his wife, two daughters, and their dog. He has been with Primary Residential Mortgage Inc. since 2012, and is the Branch Manager of the Canton location.

Stephen Preis

Stephen Preis

Branch Manager
Primary Residential Mortgage
Office – 443.977.4003
Cell – 410.404.6000
Email – spreis@primeres.com | www.stephenpreis.com

Steve began his mortgage career in 2005, and has been a member of the Primary Residential team since day one. Being a native to Maryland, he is a former 8-year resident of Baltimore City (Canton), and has since moved to Towson with his family, where they have lived since 2009.

Steve was a member of the Towson branch of Primary for over 7 years, which lead the company nationally in units & volume the last several years. Individually, he has been a Top 50 producer for PRMI the past 6 years. Extensive knowledge combined with an intense attention to customer service, proves him to be a great asset to his clients. Steve believes in face-to-face meetings, close client interaction and a 24/7 team approach to service.

In early 2013 Steve partnered with Jon Wald to open one of the newest branches of Primary. Having the same approach to client service, and general outlook on the industry, Steve and Jon have taken their branch to the Top 10 company wide in 2015. They look forward to continuing success in the future!

Kathleen Lauman

Kathleen Lauman

Loan Officer
Primary Residential Mortgage
Office – 443.977.4003
Cell – 443.442.1605
Email – klauman@primeres.com

Kathleen Lauman joined PRMI in July 2014 as a residential loan officer/originator, bringing 18+ years of experience as a mortgage lending professional.
As a Certified Mortgage Planning Specialist, Kathleen has experience in many areas in the mortgage lending field, including working as an underwriter, as a manager in the processing and closing departments, and as a loan originator. Kathleen particularly enjoys loan origination, and over the years has developed many close relationships with area realtors. Because Kathleen is fully invested from beginning to end, this allows her clients to transition from applicant to home-owner in a stress-free and seamless manner.
Known by her clients as a detail-oriented, discrete professional, Kathleen always goes the extra mile for her clients to help their application proceed as smooth as possible.
Kathleen has lived in Baltimore for most of her life, apart from obtaining her BA degree from James Madison University in Virginia, and living in Connecticut for a few years. Since relocating to Baltimore in the late 1990’s, Kathleen and her family have resided in Homeland.

Mary Jo Determan

Mary Jo Determan

Loan Officer
Primary Residential Mortgage
Office – 443.977.4003
Cell – 410.491.1515
Email – mdeterman@primeres.com

With 13 years of experience as a loan officer, MJ joined PRMI in 2014. Her keen eye for detail and consistent communication gives her customers confidence during the process of financing their home. MJ believes it’s important for clients to understand the process, what to expect and to be informed along the way. This has helped her build a strong referral base of real estate professionals and past clients. A mother of four, and Baltimore native, MJ has lived in the Homeland neighborhood for 20 years.

Matthew Rayman

Matt Rayman

Loan Officer
Primary Residential Mortgage
Office – 443.977.4003
Cell – 443.756.4126
Email – mrayman@primeres.com
Matt began his mortgage career in 2004, and is a licensed Loan Officer. He joined Primary because of its strong reputation for integrity-based mortgage lending and its unwavering commitment to responsible lending practices. Matt assists and supports our team of Loan Officers, helping with the loan flow and facilitating the loan process. He is an invaluable member of their mortgage team.
Matt is a native of Maryland and a graduate of Towson University. After living in Baltimore City for 15 years, he now resides in Annapolis.